The allure of easy credit can be a seductive trap, leading many Nigerians down a perilous path where financial obligations morph into profound emotional burdens. While loans are often seen as tools for progress, a critical misalignment between the loan's purpose and the assets it's meant to generate can unleash a torrent of stress, anxiety, and even debilitating depression. This isn't just about numbers on a spreadsheet; it's a deeply personal battle for financial and mental stability.
At its core, responsible borrowing means securing funds
