Rising costs of essentials such as food, transport, and services continue to challenge the budgets of many Nigerians. Managing income effectively has become a priority for households looking to make their money go further each month. Read also: The six easiest ways to lose money when saving
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Chisom Michael is a data analyst (audience engagement) and writer at BusinessDay, with diverse experience in the media industry. He holds a BSc in Industrial Physics from Imo State University and an MEng in Computer Science and Technology from Liaoning Univerisity of Technology China. He specialises in listicle writing, profiles and leveraging his skills in audience engagement analysis and data-driven insights to create compelling content that resonates with readers.

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