Some European nations have high-income threshold requirements for individuals to obtain digital nomad visas, while about 6 countries have more affordable options.
A digital nomad visa is a permit that allows remote workers to live and work in a foreign country for a set period. These visas are usually intended for temporary residency. They cater to those earning their income online, such as freelancers, remote employees, or entrepreneurs, while offering a legal and structured means to experience life in a new country while continuing to work.
For example, a Nigerian working remotely for a company in the United Kingdom can reside temporarily in these European countries while working. As remote work continues to gain traction, digital nomad visas have emerged as a good opportunity for professionals eager to live and work in Europe.
While some nations impose high-income requirements, several European countries offer digital nomad visas with relatively low financial requirements. This means the minimum you must earn in a remote job before qualifying to stay in another country while working remotely.
This report highlights the European countries with the lowest income thresholds for digital nomad visas. It also delves into what a digital nomad visa entails and outlines the specific criteria for each country.
1. Albania – Minimum monthly income: €817 per month
Albania offers one of the most flexible digital nomad visa options under its ‘Unique Permit’ program, introduced in 2022. Applicants must demonstrate an annual income of €9,800, averaging €817 per month. The country is fast becoming a digital nomad hub due to its low cost of living, and lenient visa policies.
Visa type: Residence permit
Duration: 1 year (renewable up to 5 times)
Key requirement: Proof of remote employment and financial stability
2. Finland – Minimum monthly income €1,220
Finland provides one of the most accessible digital nomad visas in Europe. Despite its high living costs, applicants need only earn at least €1,220 per month to qualify.
Duration: 1 year (renewable)
Key requirement: Proof of self-employment or independent business
The country has a robust infrastructure and high quality of life which makes it an attractive option for digital nomads seeking a stable working environment.
3. Montenegro – Minimum monthly income: €1,400
Montenegro is another budget-friendly choice for digital nomads, offering an extended stay for remote workers with an income requirement of €1,400 per month.
Duration: Up to 4 years
Key benefit: Potential tax breaks for digital nomads
While specific tax policies are still being finalised, Montenegro’s affordability and coastal towns make it an appealing destination.
4. Spain – Minimum monthly income: €2,762
Spain’s vibrant cities, sunny climate, and rich culture make it an attractive option for remote workers despite an income requirement increase to €2,762 per month in 2025.
Duration: 1 year (renewable up to 5 years)
Key requirement: Proof of remote work and income 200% of the minimum wage
5. Romania – Minimum monthly income: €3,950
Romania’s digital nomad visa is designed for non-EU citizens. The monthly income requirement is €3,950, roughly three times the country’s average salary. Romania boasts fast internet, affordable living costs, and a growing digital nomad community.
Duration: 1 year (renewable)
Key Benefit: Tax exemptions for long-term digital nomads
6. Estonia – Minimum monthly income: €4,500
Estonia was among the first countries to launch a digital nomad visa, requiring applicants to earn €4,500 monthly.
The country has an advanced digital infrastructure and e-residency programme making it a good choice for tech-savvy remote workers.
Duration: 1 year
Key requirement: Proof of remote work for a foreign employer or freelance clients
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