Nearly every financial guru tells potential budgeters to start their financial management with a simple (but not easy) task: track every single penny. For some individuals, this is a relatively easy task. It’s just a matter of building financial tracking into their routine. But for most people, tr
```
Members Only

Login or create an account to continue

This article is available to registered BusinessDay readers. Please login if you already have an account, or create a new account to continue reading.

New to BusinessDay? Register now and start reading.

```

Nigeria's leading finance and market intelligence news report. Also home to expert opinion and commentary on politics, sports, lifestyle, and more

Join BusinessDay whatsapp Channel, to stay up to date

Open In Whatsapp