ROAE (Post tax) ROAA (Post tax) Cost-to-income ratios Capital adequacy ratio GTBank 33.20% 5.29% 36.30% 22.90% Zenith 23.40% 3.50% 46.2 22.20% FBNH 10.10% 1.30% 53.40% 17.20% Access 15.70% 2.10% 64.30% 20.50% UBA 17.00% 2.20% 61.50% 18.70% Source: Company Financials; M and 1 G
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