Welcome to 2016! I would like to seize this opportunity to wish you a successful and prosperous year where you achieve all your goals, especially the financial ones. It is my hope that this year would be bereft of many financial challenges for you.
One thing we are all going to do this year is spend
```
Members Only
Login or create an account to continue
This article is available to registered BusinessDay readers. Please login if you already have an account, or create a new account to continue reading.
New to BusinessDay? Register now and start reading.
```
Kenneth Doghudje
Nigeria's leading finance and market intelligence news report. Also home to expert opinion and commentary on politics, sports, lifestyle, and more
