Millions of Nigeria’s self-employed workers are willing to set aside money for retirement, yet remain outside the formal pension net.
Pension Fund Administrators (PFAs), despite regulatory reforms efforts, have struggled to effectively reach artisans, freelancers and small business owners who operate outside traditional employer structures.
At 52, Okechi Nkagbu fits squarely into that gap. An architect running a modest private practice in Lagos with just one employee, a secretary, juggling site visits, client meetings and endless traffic
