Nigeria’s fintech industry underwent a defining transformation in 2025, shaped by tighter regulation, landmark investments and key industry milestones that signalled a maturing digital finance ecosystem. The first three quarters of the year were marked by decisive interventions from major regul
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Folake Balogun is a tech journalist covering Africa’s fast-growing digital economy with a strong focus on incisive analysis of startup trends, venture capital, and fintech innovation, while also exploring emerging technologies such as artificial intelligence and the future of connectivity by highlighting their economic and social impact.

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